The Link below provides the FHA Loan Limits by State and County for 1 to 4 family Unit Properties. The maximum Loan Amount is set at the amount per Number of Units, then the Upfront FHA MIP of 1.50% of the Loan Amount is added.

FHA MADE EASY FORMS

Example: SFR in Bergen County New Jersey - Maximum Loan Amount is now set at $362,790.00. This is the BASE Loan Amount.

Then you add the Upfront FHA MIP of 1.50% which is financed, as follows: $362.790.00 X 1.015 equals the Final Loan of $368,231.85 rounded off to $368,231.00 because the Borrower pays the 85 cents.

The Monthly PMI is configured, however on the Base Loan Amount as follows: $362,790.00 X 0.50% equals $1,813.95 divided by 12 months equals PMI of $151.16 per month.

Origination Points are configured on the Base Loan amount, however Discount Points are configured on the Final Loan amount.

fha mortgage limits by County in All 50 States

Welcome to the FHA Mortgage Limits page. This page allows you to look up the FHA mortgage limits for your area or several areas, and then list them by state, county, or Metropolitan Statistical Area. Detailed help is available, or send questions to the Single Family Administrator.